THE RIGHT POLICY

THE RIGHT POLICY

What type of car insurance is right for you? It is illegal to drive in the UK without insurance and therefore the minimum standard of cover you can take out is ‘third party’. This covers:

· Liability for injuries to others, including passengers.
· Liability for damage to someone’s property.
· Liability of passengers for accidents caused by them.
· Liability arising from the use of a caravan or trailer while attached to the car.

Next comes ‘third party fire and theft’ which will also pay out if your vehicle is stolen or set on fire.

A comprehensive (normally known as ‘fully comprehensive’) car insurance policy will pay-out for all of the areas covered by third party fire and theft with the addition of paying for any damage to your own vehicle regardless of who caused the accident. It also covers loss of, or damage to, personal effects in the car.

Business car insurance (also known as ‘commercial car insurance’) meets the needs of small businesses with company vehicles.

Though polices vary between individual car insurance companies, benefits typically include a courtesy car, free cover for driving in Europe and, in some cases, legal aid when the accident is not your fault. These benefits may incur an extra cost.

We all know car insurance is an expensive business – but where does our money go? One factor rarely considered when making a claim is how your car insurance premium is used – yet this information may help you choose your cover wisely and make a more informed choice on the cover you opt for.

Source from : www.speedace/info/motor_car_insurance.htm

Why do I need a car insured ?

Why do I need a car insured ?


Often we say that what we insure the car. If the car never or rarely experienced damage or missing.

The statement above is correct 100%. What we discard the money to pay expensive car if we never or rarely damaged or lost.

Humans can’t predict what will happen in the future. If people can know the risks that will face it, people will certainly take preventive measures to overcome these risks.

The actual goal we buy car insurance policy is to face or overcome the risks that an unexpected. With the car we insure have been automatically transfer or the risk that the unexpectedly.

What type of insurance in accordance with my car?

In buying insurance policy is better car, buy a house, etc. insurance policy that fit your needs.

Example:
Some of this year, especially in several places in Indonesia like the riots or disturbance. You as the owner of the car was feeling - it was when you bring a car on the road. You certainly do not want a car that was good to be damaged by the riots.
To overcome the risk of car insurance choose the hurly to cover your risk with risk riots.


DO NOT debated again!
What ever : RSMD, SRCC, Plus, etc.. Only clause 4.1B Insurance Council of Indonesia that truly guarantees such as riot in May'98

Even including:
1. Disturbance
2. Strike
3. Working retardation
4. Depravity
5. Terrorism
6. Sabotage
7. Riot
8. For people without the use of weapons fire
9. Revolution without the use of weapons fire
10. Trick
11. Prevention, in conjunction with the risks in points 1 to 10
12. Pillage, which occurred during the atrocities or insurrection

Source from: http://id.88db.com (post-source => Asurance Sinar Mas)

Car Insurance

Car Insurance

Looking for car insurance? Shopping for car insurance is the only way to save money on car insurance. The easiest and most relaxing way to find car insurance is, without a doubt the internet. This way, you can sit in a pair of shorts in front of your computer with a pen and pad on your desk, calmly surfing from one site to another looking for the car insurance policy that suits your particular needs and making notes of what you find.

Using the internet to search for car insurance can be even simpler. There are sites on the internet which will do your search for you. You give the site your specific requirements and the site will then scour all the car insurance websites for you and find the cheapest and the best deal for you. You will have to put in some personal details such as your age and number of years driving experience, details of previous insurance claims, etc., but by and large the process is painless and before you know it, you will have a new car insurance policy in your hands. There is no short cut and there is no such thing as buying the first car insurance policy that you are offered by an insurance salesman.

Insurance is a highly competitive field and most insurance companies will do whatever they can to get you business. A good idea to save money is to place all your insurance with one company and then lean on them for a discount because they handle so much, or all, of your insurance work and you feel that they should give you something back in return, like a generous discount. When buying car insurance in the United States, make sure that your car insurance policy covers you in all the states. There’s not much point in being insured in California and then suddenly finding yourself not insured when you drive into Nevada on the way to Las Vegas for a weekend. It will not be a fun weekend.

Make sure that your car insurance policy includes all the latest perks and special offers that the insurance companies are always offering in order to attract new customers, such as free towing and breakdown services, a replacement car while yours is in the workshop for a paint job. And don’t forget to ask the insurance company for a calendar.

Source from : http://www.old-cowtown.org/car-insurance